Bima for Bharat,
Serving the Underserved

We are redefining the way insurance has been distributed to the last mile of the country.

Our Impact

60 Lakhs+
Lives Covered Since Inception
90%
Pincodes Covered
70%+
Policies From Tier 2-3 India
50+
Lending & SaaS Partners
60%+
Lives Covered Are Women
50%+
Low Income Customers

Who we are

We are an insurance distribution group dedicated to building India’s financial protection infrastructure by addressing the needs of the underserved and underpenetrated. 

Founded in 2013 as India’s first digital insurance broker, we were also the first to launch the PoSP agency model, setting the foundation for a scalable retail distribution.

Today, with a founding team bringing 25+ years of experience across insurance, lending, and technology, we’ve adopted a multi-pronged approach to insure Bharat, powered by a robust, full-stack tech platform.

We aim to solve the 3 As for insurance - Accessibility, Affordability, and Availability, through the use of technology, trusted partners, and last-mile agents.

Our Businesses

Group Partner Business

Distributing insurance at scale by embedding it into the distribution workflows of MFIs, NBFCs, digital platforms, agri-aggregators, and gig networks

Retail Digital

Selling insurance digitally to customers through
Coverfox.com since 2013,
offering a wide choice of
products.

Retail Feet-on-Street

Bringing doorstep delivery of insurance to underserved communitie via our Bima Sevaks, offering affordable policies & support through the process.

Micro-Insurance Plans

Offering health insurance plans priced between ₹99 and ₹499 to
low-income families across India, making it the first affordable healthcare option of its kind.

Tech Services

An end-to-end insurance tech platform Coverstack.in that empowers brokers, fintechs, and digital businesses to launch their insurance business seamlessly.

Our Specialised Micro-Insurance Products

We provide a comprehensive portfolio of 400+ insurance products, covering a wide range of risks from health, motor, and EV to credit protection and EMI coverage.

Coverfox Sehat Suraksha

Health Insurance

Priced at just ₹499

Coverage of ₹1.85 Lakh

Daily cash on Hospitalisation
Know more

Coverfox Nitya Sanchay

Savings Plan

Premium options from ₹99

2x sum assured
on death

Weekly/ Monthly collections
Know more

Coverfox Sehat Sathi

Wellness Plan

Unlimited medical consultations

‍Diabetes & Vision check-up

Complimentary dental X-ray
Know more

Industries We Serve

Effortlessly bringing insurance into your business workflows - adding value to what you do best.

NBFCs
Agri-Aggregators & Agri-Tech Platforms
MFIs
Digital Lenders
EV Manufacturers and Distributors
Retail & FMCG Distribution Networks
Gig Economy Platforms
Fintech Platforms
E-Commerce Platforms
Digital Consumer Businesses
Insurance Brokers
Banking Correspondents

We work with the top lenders and digital businesses in the country

50+ Insurers: 10+ years of strong relations

50+ Insurers: 10+ Years of Strong Relations

What Sets Us Apart

  • Bharat-first last-mile distribution
  • Tech-empowered workflows
  • Community-focused approach
  • Deep insurer partnerships
  • Innovative Insurance products
  • Digital + Phygital presence

This is why we do what we do

Stories from the heartland - real voices, real impact.

Trusted by Leaders

from various industries

Tailored Insurance Delivered Fast.
Partnering with Coverfox has completely redefined our insurance experience. What stood out was their ability to significantly reduce policy issuance TAT, making our processes faster and more reliable. They go beyond offering off-the-shelf products while working with us closely to design solutions tailored to our unique business needs.
Insurance That Empowers
We’re working closely with Coverfox to bring micro-insurance to customers in rural Bharat. Their team has also helped us implement Loan Protection solutions like Credit Life, enabling our borrowers to secure their financial liabilities with ease. With competitive pricing and a strong focus on accessibility, Coverfox continues to be a trusted and valuable partner.
Fast. Flexible.Trusted.
With Coverfox on board, expanding our customer reach has become much easier and more efficient. A key innovation from their side was the OTP-based consent mechanism for co-borrowers which has simplified and secured our loan journey significantly. What we value most is how quickly they adapt and offer practical solutions.
Regional Reach. Rapid Response
Coverfox has helped us automate our insurance processes, making things faster and smoother in real time. One of the major benefits is their network of regional Insurer distributors, which has reduced our turnaround time, especially for claim response in insurance-linked loans disbursements.

Trusted by our partners

from various industries

Tailored Insurance Delivered Fast.
Partnering with Coverfox has completely redefined our insurance experience. What stood out was their ability to significantly reduce policy issuance TAT, making our processes faster and more reliable. They go beyond offering off-the-shelf products while working with us closely to design solutions tailored to our unique business needs.
Insurance That Empowers
We’re working closely with Coverfox to bring micro-insurance to customers in rural Bharat. Their team has also helped us implement Loan Protection solutions like Credit Life, enabling our borrowers to secure their financial liabilities with ease. With competitive pricing and a strong focus on accessibility, Coverfox continues to be a trusted and valuable partner.
Fast. Flexible.Trusted.
With Coverfox on board, expanding our customer reach has become much easier and more efficient. A key innovation from their side was the OTP-based consent mechanism for co-borrowers which has simplified and secured our loan journey significantly. What we value most is how quickly they adapt and offer practical solutions.
Regional Reach, Rapid Response
Coverfox has helped us automate our insurance processes, making things faster and smoother in real time. One of the major benefits is their network of regional Insurer distributors, which has reduced our turnaround time, especially for claim response in insurance-linked loans disbursements.